Tiered Rate Navigator | Courageous Morning

In order to provide support to as many individuals as possible,

I request your active participation

in deciding your rate tier.

· I frequently stress about meeting basic needs and don’t always achieve them.

· I have debt that sometimes prohibits me from meeting my basic needs.

· I have no access to savings.

· I have no or very limited expendable income.

· I qualify for government assistance, including food stamps and healthcare.

· My family does not have access to assets.

I send or give money to my family when able.

· I rent lower-end properties or have unstable housing.

· I am unemployed and/or going through a divorce right now.

· I am a full-time student or recent graduate.

·I am a full-time homemaker or single parent.

· I may stress about meeting my needs sometimes but I regularly meet them.

· I have some debt but it does not prohibit attainment of basic needs. May include student loans.

· Most people in my family have higher education.

· I might have some savings.

· I can take a vacation every year or every few years.

· I have some expendable income; able to have some new items and some thrift.

· My family has some assets, like owning a home.

· My housing is stable and mid- to higher-end.

· I have an older model car.

· I am able to meet all of my basic needs.

· I may have some debt but it does not prohibit attainment.

· I have access to savings and both earned and unearned assets.

· I can afford an annual vacation and/or take time off without financial burden.

· I have expendable income.

· My family has assets like investments and property. And/or someone else contributes to my rent, mortgage, or down payment.

· I own my home or rent a higher-end property. And/or I have or anticipate inheriting property.

· I own or lease a newer model car.